Questions about Cash Advances

Q. What is a cash advance?
A. A cash advance is a short term, unsecured loan to cover emergencies until your next payday. Loans are paid back on your next payday.

Q. How old do I have to be to apply for a cash advance?
A. You must be at least 18 years of age to apply for a cash advance.

Q. What do I need to apply for a loan?
A. You need to be currently employed, make at least $1000 per month, and have an active checking or savings account.

Q. Can I still apply if I have bad credit or no credit?
A. You can still apply for a cash advance to help with a financial emergency even if you have bad credit or no credit.

Q. I have declared bankruptcy in the past. Can I still apply for a cash advance?
A. You may still be approved for a cash advance with a bankruptcy. We typically require that the bankruptcy be charged off before you apply.

Q. Is collateral required when I apply for a cash advance?
A. Collateral is not required when you apply for a cash advance. You simply authorize us to deduct funds from your checking account when your loan is due.

Q. How do cash advances work?
A. Complete our easy, online application, get approved, and have your money electronically deposited into your checking or savings account.

Q. How soon can I get my money?
A. Once you have been approved, your money will be available the next business day.